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WLIYD Member's User Agreement

* I have read and agree to the WLIYD Member's User Agreement

Please read and agree with the following user agreement:

Results will vary - It's up to you

As with any process, your results may vary, and will be based on your individual capacity, willingness to learn, commitment of time, ability to follow through, and level of determination. There are no guarantees concerning the level of success you may experience. The testimonials and examples used are exceptional results, which do not apply to the average purchaser, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individuals success depends on his or her background, dedication, desire and motivation.

There is no assurance that provided examples can be duplicated in the future. We cannot guarantee your future results and/or success. There are some unknown risks that we cannot foresee which can reduce results. We are not responsible for your actions.

The use of our information, products and services should be based on your own due diligence and you agree that our company is not liable for any successes or failures you experience that is directly or indirectly related to the purchase and use of our information, products and services.

IMPORTANT DISCLAIMER: NOT LEGAL ADVICE!

Legal Information is NOT the same as Legal Advice

What Lies In Your Debt NEVER provides legal advice.

What Lies In Your Debt, its agents, and its representatives are NOT legal representatives of the member and DO NOT provide legal advice to members with regard to any legal matter. Likewise, any content, information, forms/templates or any other information provided by What Lies In Your Debt is not intended to, and does NOT constitute legal advice and NO ATTORNEY-CLIENT RELATIONSHIP IS CREATED by this Agreement. In addition, Member understands that the accuracy, completeness, adequacy or currency of the content obtained by Member, via What Lies In Your Debt website, education, forms, templates or any other information obtained by Member from What Lies In Your Debt website or other members of What Lies In Your Debt is not warranted or guaranteed. Consequently, your use of the content, information, education, forms, templates, or any other materials obtained from What Lies In Your Debt or other members of What Lies In Your Debt is to be used strictly at your own risk. What Lies In Your Debt suggests that you consult an attorney for professional legal advice before commencing or responding to any legal action. What Lies In Your Debt and its representatives cannot give legal advice or provide legal representation. We are NOT attorneys, law firm, or a substitute for an attorney. "Legal advice" is given by a bar-licensed attorney, who is an officer of the court. What Lies In Your Debt does not ever give "legal advice."

As a Member of What Lies In Your Debt, you agree to the following:

I fully understand and acknowledge that the purpose of What Lies In Your Debt is educational and the intent is to share educational material between members only.

I fully understand and acknowledge that it is always the recommendation of the What Lies In Your Debt that the advice and service of an attorney should be obtained.

I fully understand and acknowledge that What Lies In Your Debt calls are private and exclusive to members only. I agree that I will not disclose any information relating, but not limited to, call in numbers, access codes and conversations during calls, or otherwise regarding strategies, comments, documents or other related information, to anyone who is not a current and active member of What Lies In Your Debt. I understand that my immediate expulsion from What Lies In Your Debt will result should I violate these terms.

I fully understand and acknowledge that strategies, documents, procedures and-the-like and that are learned, discussed and/or obtained from What Lies In Your Debt and its members are private and exclusive to members only. I agree that I will not disclose any information relating, but not limited to, strategies, comments, documents or any other related material obtained from What Lies In Your Debt to anyone who is not a current and active member of What Lies In Your Debt. I understand that my immediate expulsion from The What Lies In Your Debt will result should I violate these terms.

I fully understand and acknowledge that the website and its content are private and exclusive to members only. I agree that I will not disclose any information relating, but not limited to, my website username or password information, content contained on or within the website or other related information, to anyone who is not a current and active member of What Lies In Your Debt. I understand that my immediate expulsion and cancellation of all services from What Lies In Your Debt will result should I violate these terms.

I fully understand and acknowledge that monthly dues are for website use, access to a large database of templates, help files, important links, access to other members, and access to webinars and conference calls provided by What Lies In Your Debt.

I fully understand I will receive no refund should my membership be terminated due to violations of this agreement and the policies of What Lies In Your Debt.

Terms and Conditions

What Lies In Your Debt is intended for users 18 years and older. Children under the age of 18 are prohibited from registering, subscribing, or purchasing of our products or services. Please review this policy carefully each time you use www.whatliesinyourdebt.com, as it is subject to change at any time with or without notice. By accessing our website, you are agreeing to, and consenting to, www.whatliesinyourdebt.com / Liberty Marketing LLC's Terms and Conditions.

What Lies In Your Debt provides educational material to its customers. As a customer subscribing to the membership, you agree that you may not transmit, broadcast, upload to any computer or mobile device, create derivative works of, or make commercial use of the service, including, but not limited to, any download(s). You may not, or attempt to (or otherwise authorize, encourage or support others attempts to) circumvent, re-engineer, decrypt, break or otherwise alter or interfere with the service, including, but not limited to, any download(s).

As a Member, in consideration for Membership in What Lies In Your Debt, you agree to and shall save, hold and keep harmless and indemnify www.whatliesinyourdebt.com / Liberty Marketing, LLC and its agents, servants and employees from:

a. Any and all payments, expenses, costs and attorneys' fees from and for any and all claims and liability from losses or damage of any kind occasioned wholly or in part by or resulting from any acts or omissions by Member or its officers, directors, employers, agents or invitees.

b. Any and all payments, costs and attorneys' fees from and for any and all claims and liability from losses or damages of any kind to persons arising out of the application of any doctrine of strict liability.

c. Any and all payments, expenses, costs and attorney's fees from and for any and all claims and liability from losses or damage of any kind to persons occasioned wholly or in part by or resulting from any acts or omissions for any cause or reason whatsoever arising out of or by reason of the use of any and all property owned by www.whatliesinyourdebt.com / Liberty Marketing, LLC during the membership term.

d. Any and all payments, expenses, costs and attorney's fees from and for any and all claims and liability from losses or damage of any kind to persons occasioned wholly or in part by or resulting from any acts or omissions for any cause or reason whatsoever arising out of or by reason of Member's use of any and all property owned by www.whatliesinyourdebt.com / Liberty Marketing, LLC.

Termination and Cancellation of Services:

Memberships are available as monthly subscriptions with no long term commitment. If you wish to cancel your membership / subscription, you will need to contact ClickBank (www.clkbank.com). The provided link takes you directly to Clickbank's Customer Service page where you can cancel your account. You will continue to have access to the members site until the end of the billing period in which you cancelled.

You agree that What Lies In Your Debt, at its sole discretion, may at any time terminate your use of the service and subscription plan(s), if What Lies In Your Debt believes that you have violated or acted inconsistently with this agreement. You agree that upon termination of your access to the service under any provision of this agreement, What Lies In Your Debt may immediately deactivate or delete your account and all related information and files in your account and/or bar any further access to such files or the service. Further, you agree that www.whatliesinyourdebt.com / Liberty Marketing, LLC shall not be liable to you or any third party for any termination of your access to the service. If you cancel your account or subscription plan for any reason, www.whatliesinyourdebt.com / Liberty Marketing, LLC will not refund any of your fees paid to date, except as expressly provided in this agreement.

Cancelled and expired memberships / subscriptions (i.e. customer cancels membership, membership is cancelled due to monthly recurring payments not processing / being declined, membership is terminated by www.whatliesinyourdebt.com / Liberty Marketing, LLC, etc.) cannot be reactivated. If you want to rejoin after your account is cancelled/expired, you will need to purchase a new membership.

60 Day Money Back Guarantee

If you are not 100% satisfied with the membership and services provided, you can cancel your membership / subscription for any reason within the first 60 days and we will refund your membership fee 100%. To cancel your membership / subscription within the first 60 days and receive a refund, you will need to contact ClickBank to cancel your membership and request a refund. The provided link takes you directly to  Clickbank's Customer Service page where you can cancel your account and request your refund. The cancellation of service shall become effective immediately and access to the site will be terminated immediately.