The Fact Is, If You Don't Know Your Rights, You Can't Know Your Options!

What Are Your Options?

• Debt Settlement - is a brand and not a solution. Increases your debt automatically by 15% with all of the fees you are charged. Your chances of being sued are increased and additional tax consequences are incurred. Now the IRS gets involved... Can you say audit?
• Consolidation - Same bad habits will not produce different results. Borrow more money to pay the money you already can't pay... You cannot borrow yourself out of debt!
• Bankruptcy - Also another brand of payment plan. With the Bush administration's changes to the bankruptcy laws, your chances of Chapter 7 are slim to none. Leaves you at the mercy of the courts!
• Do nothing plan - you will wake up one day with you bank account empty and your wages garnished. Sounds pretty good to me!

You can stress out trying to find a way to make the minimum payments every month or you can get them to pay you. The facts are simple; you will never pay off credit card debt while making minimum payments!

This is simple to understand! There are many laws which make it easy for you to get back at the banks for harassing you calling you at all hours of the day, at work, at home and on your cell phone. It seems like they enjoy harassing you doesn’t it? Well you can make it all stop and get paid while doing it!

Banksters Just Feel They Are ABOVE THE LAW...

• Did you know that the only times the bank can contact you is between 8am and 9pm?
• Did you know that they cannot not call your employer?
• Did you know that every time they call you they must give you a mini Miranda and identify themselves as a debt collector and failure to do so is a $1000 dollar violation?
• Did you know that by just taking the call rather than dodging it could be worth $3000 per call?
• Did you know that sending you a demand for payment could be worth thousands?

These are just a few examples at what the banksters are pulling!

The Great Scam...

So now you can see why consolidating or working with these companies or attorney's who claim to be able to help you settle are the biggest rip offs in America. They claim to be able to get you a settlement of say 60 cent on the dollar, plus the typical fee of 15% of the settlement, now you are up to 75% total settlement right? WRONG? They failed to tell you something. You are actually paying 115% of what that so called good deal. Let us not forget IRS. The difference of that 40% less you paid is considered income earned and you will be sent a 1099 by the creditor. You get it, 60 plus 40 plus 15 equals a great deal of 115% of the total debt! Yup, I'm way better off...

How About Your Credit Report?

Most of the time people going through financially trying times just forget to check their credit reports and the banksters and debt collectors are reporting ingenuous information that can cost them dearly!

A simple check on your credit report (we recommend True Credit) can be worth thousands of dollars to you. Keep in mind that any one bank or debt collector reports to up to 4 credit reporting agencies and for every mistake reported to these agencies could be worth up to $4000 per month per violation. Now this adds up to BIG BUCKS and guess what... they don’t like to fight back. They would rather just settle and make you go away! Incredible but true, it costs them more money to litigate then to just pay your or adjust your account then to fight back!

Done Properly Your Credit Card Debt Just Goes Away...

The sooner you join, the faster you will receive settlements. Some of the results of following our system will lead to...

• Credit card balances getting reduced or just go away...
• Your credit report gets cleaned up...
• Your stress just goes away...
• Your bank account gets bigger and bigger...

And the best news... it just keeps working, paying, and paying. For example, one of our partners just bought a new car and they pulled all three of his credit reports even though they were only supposed to pull one. A simple check of his credit report showed several violations... Well guess what, he got a check for $3000 for buying his new car!

What are you waiting for? 1,000's of people are doing this already!